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the penny pinchers legal & privacy policy

 

terms of use

this site is provided to you free of charge, "as is," by the penny pinchers.

 

by using the information, services and products available through this website, you are agreeing to the terms and conditions contained herein.

 

the website contains links to other penny pincher sites that contain additional terms of use.  your use of any penny pincher site shall also subject you to the terms of use of each of those sites.  to the extent that the terms of use on any penny pincher site conflicts with any terms and condition contained herein, the terms of use of such site shall control.

 

liability disclaimer

the information, services and products available to you on this website may contain errors and are subject to periods of interruption.  while the penny pinchers does its best to maintain the information, services and products it offers on the website, it cannot be held responsible for any errors, defects, lost profits or other consequential damages arising from the use of the this website.

 

the penny pinchers provides the information, services and products available on this website "as is," with no warranties whatsoever.  all express warranties and all implied warranties, including warranties of merchantability and fitness for a particular purpose, and non-infringement of proprietary rights are hereby disclaimed to the fullest extent permitted by law.

 

in no event shall the penny pinchers be liable for any direct, indirect, incidental, consequential, special and exemplary damages, or any damages whatsoever, arising from the use of performance of this website or from any information, services or products provided through this website, even if the penny pinchers has been advised of the possibility of such damages.

 

if you are dissatisfied with this website, or any portion thereof, your exclusive remedy shall be to stop using the website.

 

indemnification

you agree to indemnify and hold the penny pinchers, its officers, directors, owners, agents and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of this site, the violation of these terms and conditions by you, or the infringement by you, of any intellectual property or other right of any person or entity.  the penny pinchers reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

 

termination

the penny pinchers reserves the right to remove any content or directory listing at any time or for any reason, with or without notice.

 

miscellaneous

these terms and conditions shall be governed by and construed in accordance with the laws of the state of arizona, U.S., and you agree to submit to the personal jurisdiction of the courts of the state of arizona.  in the event that any portion of these terms and conditions is deemed by a court to be invalid, the remaining provisions shall remain in full force and effect.  you agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of these websites, must be filed within one year after such claim or cause of action arose.

 

copyright and trademark notices

all contents in these websites are copyright ©2008 the penny pinchers.  all rights reserved.

 

our logo is a registered trademark of the penny pinchers.  all other marks that appear throughout these websites belong to the penny pinchers and are protected by U.S. and international copyright and trademark laws.  any use of any of the marks, content, or artwork appearing throughout these websites without the express written permission of the penny pinchersis strictly prohibited.

 

copyright

policies for notification of infringement

 

it is the penny pincher's policy to comply with all the intellectual property laws and to act expeditiously upon receiving notice of claimed infringement.

 

all notices of infringement should be sent to:

 

the penny pinchers

2754 s. southwind dr.

gilbert, arizona 85295

email:  info@the-penny-pinchers.com

telephone:  (480) 353-8554

 

notices of copyright infringement should contain the following information:

 

  • 1. a physical or electronic signature of a person authorized to act on behalf of the copyright owner that is allegedly infringed.

 

  • 2. identification of the copyrighted work claimed to have been infringed.

 

  • 3. identification of the material that is claimed to be infringing or to be subject of infringing activity.

 

  • 4. the address, telephone number, or email address of the complaining party.

 

  • 5. a statement that the complaining party has a good-faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.

 

  • 6. a statement, under penalty of perjury, that the information in the notification is accurate, and that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

 

the penny pinchers will terminate all account holders and subscribers who are repeat infringers of intellectual property laws.

 

privacy policy

the penny pinchers is strongly committed to protecting the privacy of its user community.  the intent of this privacy policy is to detail the information that the penny pinchers may gather about individuals who visit its website(s), how that information is used, and the penny pincher's disclosure practices.  please note that this policy applies only to the penny pincher's website and not to the websites of other companies or organizations to which we provide links.

 

site usage information

the penny pinchers gather "site usage" information from all visitors to its website(s).  such data is used in the aggregate, to help determine general usage patterns and fine-tune layout in order to ensure that our sites are useful and enjoyable as possible.  the "site usage" and statistical information may be made public information at the penny pincher's discretion.

 

please note the penny pinchers do not control all HTML served in conjunction with its sites.  the penny pinchers sites may include content from other parties that may perform user activity tracking other than that described herein.  in particular, some of our partners may use "cookies" in ways that we do not.

 

individual user information

individually identifiable information will not be released without that individuals prior consent.  visitors are specifically asked for individually identifiable information when signing up to use certain penny pincher services.  in some instances, users may be asked for personal interest and demographic information in order to create a more customized user experience; however, these fields will generally be optional.

 

from time to time, the penny pinchers and/or their partners may wish to contact individual users regarding community news or to make promotional offers.  however, such communications will only be delivered to users who have previously approved them.

 

special notification with respect to children's policy

in response to concerns about protecting children's privacy online, congress enacted the Children's Online Privacy Act of 1998 ("COPPA"), which sets forth rules and procedures governing the ways in which websites may collect, use and disclose any personal any personal information for children under the age of 13.  in accordance with the penny pincher's policy and COPPA regulations, we do not:

 

  • request or knowingly collect personally identifiable online or offline contact information from users under 13 years of age;

 

  • knowingly use or share personal information from users under 13 years of age with third parties;

 

  • give children the ability to publicly post or otherwise distribute personally identifiable contact information;

 

  • entice children with the prospect of a special game, prize or other activity to divulge more information than is needed to participate in the activity.

 

questions regarding children's privacy should be directed to:

 

the penny pinchers

2754 s. southwind dr.

gilbert, arizona 85295

email:  info@the-penny-pinchers.com

telephone:  (480) 353-8554

 

disclosure

the penny pinchers reserves the right to access and disclose individually identifiable information to comply with applicable laws and lawful government requests, to operate its systems properly or to protect itself or its users.  where practical, the penny pinchers will attempt to obtain the consent of the individual prior to disclosing individually identifiable information.  as mentioned above, we reserve the right to share aggregated "site usage" information with third parties.